Bets on the Future of Payments

Pulsar has always been more than a single product: it has been the convergence point of Astrarizon Labs, Acc Ventures, and a coordinated ecosystem of deep-tech companies where Astrarizon holds strategic positions.

This structure created an unusually tight operating rhythm: shared infrastructure, shared insight, and teams executing together remotely across coffee shops, airports, and co-working spaces around the world.

What began as a fully bootstrapped initiative funded exclusively through Acc Ventures has now grown into 500,000 Pulsar accounts and over 8 million users across all white-label deployments, with a meaningful portion of them subscribed to Pulsar Pro.

It’s a scale achieved quietly, without hype, through consistent iteration and disciplined focus.

What makes Pulsar distinct is its modular architecture. Most apps fail when they attempt to expand across too many verticals: the fragmentation is usually fatal. Pulsar took the opposite route and made modularity its operating principle. Every piece benefits another: micro-payments strengthen identity layers; social features feed into wallet usage; business tooling pushes distribution back into the consumer side.

On the personal layer, the app delivers social payments, username-based transfers, identity, a wallet dashboard, portfolio tracking, and reward features. On the business layer, it provides questing systems, gamification engines, large-scale distribution flows, payment pages, and a white-label infrastructure used by partners worldwide. Rather than introducing complexity, these modules form a cohesive ecosystem where usage in one module amplifies activity in another.

Over the past months Pulsar began transitioning into a new phase. The positioning changed, the brand matured, and the product experience was rebuilt almost from scratch.

The next releases show this shift clearly: a new web app arriving within two weeks, a redesigned mobile app coming next year, full account abstraction, native wallet generation, and early integrations with regional partners that will enable credit cards and bank accounts.

Alongside this, Pulsar is preparing a full suite of fintech tooling: cross-border rails, instant conversions, payment links, username payments, tags, and integrated yield and portfolio layers from partners. These are the foundational components of a web3 neobank.

One of the most important decisions in Pulsar’s evolution has been to prioritize distribution early. While many teams perfect their product in isolation and only emerge once everything is polished, Pulsar iterated in public. The product is already in its fourth major version, rebuilt multiple times to capture clearer structure and direction.

By building for distribution first, Pulsar ensured that when the fintech layer is fully deployed, it already has an active user base, established patterns, and a market-ready distribution engine.

The next 12 months are focused on leveraging this engine to launch the full fintech stack at scale.

The transformation is deeply linked to Pulsar’s connection to the Astrarizon ecosystem.

• @Pi_Squared_Pi2 will be enabling payments modules and cross account settlement layer, providing instant cross-chain settlement through their OmniSet architecture.
• @linera_io will power prediction markets as an embedded application inside Pulsar, leveraging microchains for real-time computation.
• @spicenet is being explored as a way to unify multi-chain balances into one seamless account experience.
• @teneo_protocol will introduce agent-driven automation, allowing users to run shortcuts, financial tasks, and social + on-chain queries through an integrated Pulsar AI assistant
• @swapperfinance will be enabling one of the smoothest user deposit onboarding out there.

Few other app in the space has this level of native access to infrastructure aggregation.

Strategic partnerships are accelerating the trajectory even further. The collaboration with @xMoney_com, an EMI institution and Visa/Mastercard principal member, is the first real application of Pulsar engine inside a traditional fintech product.

This is only the beginning for the partnership with many things to be shared at a later stage, alongside others that will bring additional distribution and product depth.

Pulsar was built through quiet execution, relentless iteration, and deep alignment with technical partners who are shaping the next generation of blockchain infrastructure. Now, with a clear product identity, strong distribution, and a rapidly advancing roadmap, the company is entering its most ambitious chapter.

The mission moving forward is simple: to build the first modular, crypto-native neobank, a consumer-grade financial layer powered by the most advanced infrastructure in Web3.

2026 will be the year Pulsar transitions from a powerful app into a complete web3 fintech environment, proudly as an @Astrarizon company.